Getting started
Ten minutes is enough to begin
Add the accounts and contacts you know by heart. Name the people who’d need access. See your plan take shape from the first entry.
Everything that matters, in one place. And a clear path when you need it.
Day to day, PharosLife is the organized home for your family's accounts, documents, benefits, and wishes. When something changes, it turns all of that into step-by-step guidance.
Life Planning Dashboard
The full picture, all in one place
Ten categories that cover a whole life: the accounts you open in your twenties, the policies and property you accumulate along the way, and the wishes your family will one day need.
Fill in what you know today; PharosLife organizes the rest as your life adds to it.
Career & Employer Benefits
The benefits most families never find
Most people can't say what their employer actually gives them. PharosLife keeps it straight: the 401(k) left behind at a job three moves ago, the coverage worth comparing at open enrollment, the HR contact you'll need next time something changes. The same section holds what families most often lose: employer life insurance, survivor income, pension instructions. The benefit no one wrote down is the benefit no one claims.
"A friend lost her husband to cancer. He had a $250,000 life insurance policy through work. She would never have known about it if a friend hadn't mentioned it."
Planning mode
Building a plan, one unhurried step at a time
This is where most people spend most of their time, not in an emergency but on an ordinary evening, adding one more thing their family would otherwise have to go looking for.
Building the picture
Fill in at your own pace
Upload documents, policies, employer benefits. Record wishes and instructions in your own words. Let PharosLife suggest what’s worth adding next.
Keeping it current
The part every other system gets wrong
Gentle reminders when details are likely to have changed. Quick reviews of beneficiaries and access. A clear view of what’s up to date.
No deadline. No blank form. Just a plan that gets a little more complete every time you touch it.
Action mode
Guidance that adapts to the moment, not just a checklist
When life changes, PharosLife helps you focus on what matters now: who to call first, where everything is, what needs attention right away, and who's responsible for what. It walks you through the first hours, the first weeks, and beyond, so nothing is missed and nothing feels overwhelming.
First 24–72 hrs
Confirm next steps & obtain death certificates. Notify key contacts. Identify what needs attention right away.
First week
Notify institutions & begin claims. Access critical accounts. Stabilize finances and responsibilities.
First month
Navigate legal & estate processes. Transfer or update accounts. Organize assets and access.
Months 3–12
Complete tax filings & estate settlement. Finalize transitions. Adjust to long-term changes.
No overwhelm. No guessing. Just the next right step.
Executor Wellness & Support
The person who's handling it all deserves support too.
Executors and family caregivers are often managing their own grief while coordinating dozens of tasks. Built into PharosLife: reminders to pause, resources for caregiver support, and guidance on delegating, because you can't help your family if you're running on empty.
Privacy & Security
Your family's most sensitive information. Protected.
PharosLife is built on the principle that your data belongs to you, and only you. We never sell it, never share it with third parties, never use it for advertising.
End-to-end encryption
You control your data, always
Private by default
Permissioned access
Ready to gain clarity?
Join the early access list and be among the first to organize
your family's most important information.